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Take Control of Your Debt. Protect Your Income.

If your monthly debt repayments are leaving you financially stretched, you’re not alone—and you’re not out of options.

We can help you!


Info@africanDR.co.za

Office number

Other info ncr reg etc..


OUR SERVICE

What we offer you

Debt Review

Structured repayment plan under the National Credit Act. Consumers can save up to 50% on debt repayments.

Debt Review Removal

We will assist to remove the debt review flag from your credit profile. and we offer Post-Debt Review Coaching – Help clients maintain financial health after completion.

Debt Mediation

Take the first step toward financial relief today. Our confidential assessment will help you understand your options and determine whether debt restructuring is the right path for you.


OUR PROCESS

How it works

Speak to a consultant

Get in touch with one of our friendly consultants and complete your debt review application. We’ll guide you through the process and answer any questions.

Financial Analysis

We carefully review your income, expenses, and current debt obligations to create a plan that works for you. This step ensures we can negotiate the best possible monthly payment.

Confirm & Start Saving

Once the plan is approved, your new payments are confirmed with your creditors. You start paying less each month, reducing financial stress and saving money immediately.

 

WHY US

Smart Debt Restructuring That Works

We help individuals restructure their debt into one manageable monthly repayment. By assessing your financial situation and negotiating with creditors, we create a payment plan that fits your budget while keeping you legally protected.

15+

Years Experience

60+

Professional Team

1500+

Client Satisfication

 

Experienced

With 10+ years in debt review, we understand what works and guide you with confidence and expertise.

Reliable

We are a trusted debt review provider with a strong reputation for honest advice, transparent processes, and consistent results

Condifential

We treat every case with care and respect, ensuring your information remains private and secure.


Flexible

Our plans are adjusted to suit your income and expenses, making debt repayment manageable and realistic.



FAQ

Frequently Asked Questions

Debt review is a legal process regulated by the National Credit Act. It assists individuals who are struggling to keep up with their monthly debt repayments by restructuring their debt into a single, affordable monthly payment.

Once you are placed under debt review:

  • Your finances are assessed professionally

  • Creditors are negotiated with on your behalf

  • Legal action and repossession are prevented (as long as you stick to the plan)

  • You regain financial stability over time

  • Debt Review allows you to get up to 50% reduction on your total montly debt repayments.


Debt review is suitable for individuals who:


Are struggling to meet monthly debt repayments


Have multiple credit accounts


Want a legal alternative to defaulting on payments


Need structure and protection while repaying debt


Debt review is not a quick fix, but it is a proven, responsible solution.


 

Fully compliant with South African debt review regulations


Personalised repayment plans based on your income and expenses


One manageable monthly payment instead of multiple accounts


Protection from creditor harassment and legal action


Professional, confidential, and supportive service


Our goal is not just to manage your debt — it’s to help you rebuild financial confidence and stability.

A structured repayment plan tailored to your income.


Legal protection from creditors.


Support and guidance throughout the process.


Positive client testimonials showing relief and improved control over finances.

Need More Help?

Is Debt Restructuring Right for You?


This service is ideal if:


Your debt repayments are no longer affordable


You’re using credit to survive month-to-month


You’re receiving constant calls or notices from creditors


You want a legal, structured solution—not shortcuts


If you’re earning an income but struggling to keep up, debt restructuring may be the right solution.


Need More Help?

Is Debt Restructuring Right for You?


This service is ideal if:


Your debt repayments are no longer affordable


You’re using credit to survive month-to-month


You’re receiving constant calls or notices from creditors


You want a legal, structured solution—not shortcuts


If you’re earning an income but struggling to keep up, debt restructuring may be the right solution.



OUR BLOG

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CUSTOMER STORIES

What Customers Say About Our Service

Andrew Elliott

Debt Review

4.5

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Thokozani Zungu

Debt review Removal

4.5

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Jerry Johnson

Debt Mediation

4.5

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Contact Us

Our location

11 Polaris

Cape Town, 7780

Call us

021 761 0429

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